Skip to content
FintechNG

GTBank USSD code *737#: transfer codes, Quick Credit and charges

The GTBank USSD code is *737#. To transfer to a GTBank account, dial *737*1*Amount*AccountNumber#; for another bank, dial *737*2*Amount*AccountNumber#. For your balance, dial *737*6*1#. GTBank is one of the few banks that publishes the charge for each code, from free airtime to ₦80 for transfers to other banks.

*737#Dial

Verified 12 Oct 2026Official source

All GTBank codes

  • Action
    Airtime
    Code
    *737*Amount#
    Notes
    Airtime for yourself. Free.
  • Action
    Balance
    Code
    *737*6*1#
    Notes
    Balance, account number and BVN. ₦10 charge.
  • Action
    Block account
    Code
    *737*911#
    Notes
    Block your account
  • Action
    BVN
    Code
    *737*20*BVN#
    Notes
    Link BVN to your account
  • Action
    Data
    Code
    *737*4#
    Notes
    Buy data. Free.
  • Action
    Loan
    Code
    *737*51*51#
    Notes
    Quick Credit
  • Action
    PIN
    Code
    *737*5#
    Notes
    Create your 737 PIN
  • Action
    Statement
    Code
    *737*51*33#
    Notes
    6-month statement
  • Action
    Transfer
    Code
    *737*1*Amount*AccountNumber#
    Notes
    Transfer to GTBank. ₦20 charge.
  • Action
    Transfer
    Code
    *737*2*Amount*AccountNumber#
    Notes
    Transfer to other banks. ₦80 charge. Authorise with 737 PIN or hardware token.

GTBank transfer codes and charges

*737*1* sends to another GTBank account for ₦20, and *737*2* sends to other banks for ₦80, according to GTBank's 737 code list. *737*23# is a menu-based Quick Transfer if you'd rather not type the full string.

So the GT Bank code for transfer is really two codes. Sending ₦10,000 to a GTBank account: *737*1*10000*0123456789#. Sending the same amount to Access, UBA or any other bank: *737*2*10000*0123456789#. Amount comes before the account number, the opposite of UBA and Wema. Dial from the number registered with GTBank, then follow the prompts.

Transfers to other banks need extra authorisation: your 737 PIN, a hardware token, or the last four digits of your GTBank debit card. If the prompt asks for something you don't have, create a 737 PIN on *737*5# first. Keep the ₦80 fee in mind for frequent small payments to other banks. Paying a GTBank account costs ₦20.

GTBank Quick Credit code

*737*51*51# opens Quick Credit, GTBank's instant loan. Salary earners have a separate Salary Advance on *737*8*2#. Your loan balance is on *737*6*2#.

Authorising transfers without a debit card

For transfers to other banks, GTBank says you can authorise with your 737 PIN, a hardware token, or the last four digits of your debit card. If you have no card, create a 737 PIN on *737*5# and use that. GTBank's page doesn't explain how to get a token without a card, so ask a branch about a hardware token.

Blocking and other services

*737*911# blocks your account. *737*51*33# sends a six-month statement, and *737*20*BVN# links your BVN. If your account has gone dormant, *737*11# reactivates it from your registered number.

Frequently asked questions

What are the GTBank transfer codes?
*737*1*Amount*AccountNumber# for GTBank accounts (₦20) and *737*2*Amount*AccountNumber# for other banks (₦80).
What is the GT Bank code for transfer to other banks?
*737*2*Amount*AccountNumber#. Authorise with your 737 PIN, token or the last four digits of your card.
Is the GT Bank code for transfer free?
No. GTBank lists ₦20 for transfers to GTBank accounts and ₦80 for transfers to other banks.
Does the amount or the account number come first in the GTBank transfer code?
The amount comes first: *737*1*Amount*AccountNumber# or *737*2*Amount*AccountNumber#.
What is the GTBank Quick Credit code?
*737*51*51#.
How do I get a GTBank token code without a debit card?
GTBank lets you authorise 737 transfers with a 737 PIN instead. Create one on *737*5#. Ask a branch about a hardware token.
What is the GTBank balance code?
*737*6*1#. It also shows your account number and BVN, for a ₦10 charge.