Zenith Bank transfer codes and the *966# USSD code
The Zenith Bank USSD code is *966#. To transfer to Zenith or any other bank, dial *966*Amount*AccountNumber# from the phone number registered with Zenith, then follow the prompts. Check your balance with *966*00#. Dialling *966*0# opens a new Zenith account with no forms.
*966#DialVerified 12 Oct 2026Official source
All Zenith Bank codes
| Action | Code | Notes |
|---|---|---|
| Airtime | *966*Amount*MobileNumber# | Airtime for yourself or others |
| Balance | *966*00# | Check balance on any of your accounts |
| Statement | *966*7*Amount*CustomerID# | Pay DStv, PHCN and other Zenith billers. Bill payment; listed under statement for lack of a bills action |
| Transfer | *966*Amount*AccountNumber# | Transfer to Zenith or another bank. Dial from the phone number registered with Zenith |
| Transfer | *966*0# | Open a Zenith account, no forms needed. Account number arrives by SMS |
- Action
- Airtime
- Code
- *966*Amount*MobileNumber#
- Notes
- Airtime for yourself or others
- Action
- Balance
- Code
- *966*00#
- Notes
- Check balance on any of your accounts
- Action
- Statement
- Code
- *966*7*Amount*CustomerID#
- Notes
- Pay DStv, PHCN and other Zenith billers. Bill payment; listed under statement for lack of a bills action
- Action
- Transfer
- Code
- *966*Amount*AccountNumber#
- Notes
- Transfer to Zenith or another bank. Dial from the phone number registered with Zenith
- Action
- Transfer
- Code
- *966*0#
- Notes
- Open a Zenith account, no forms needed. Account number arrives by SMS
Zenith Bank transfer code to other banks
Zenith uses one transfer code for everything: *966*Amount*AccountNumber#. For example, *966*1000*1234567890# starts a ₦1,000 transfer, which is the example Zenith gives on its own *966# page. There is no separate code for other banks. The same string covers Zenith-to-Zenith and Zenith-to-other-bank payments, and the menu then asks you to confirm the details.
Amount comes first, then the account number, the same order as GTBank and First Bank and the reverse of UBA and Wema. Zenith says to dial from the phone number you registered with the bank. From any other line, the transfer won't go through.
Opening an account on *966*0#
Zenith stands out for letting you open an account from your dial pad. Dial *966*0#, follow the prompts, and Zenith sends your 10-digit NUBAN by SMS. Zenith says no account opening forms are needed.
Airtime and bill payments
Buy airtime for yourself or someone else with *966*Amount*MobileNumber#. Pay DStv, PHCN (electricity) and other Zenith billers with *966*7*Amount*CustomerID#.
Eazy by Zenith and other channels
Zenith also promotes Eazy by Zenith alongside its mobile app, for customers who'd rather bank with data. We haven't summarised its features here because we couldn't load Zenith's own page for it to check them. Without data, *966# is the option to use.
Zenith also runs an automated voice banking line on 0201-278-7000. Calling from your registered number lets you transfer funds, buy airtime, restrict your account or block your card. Its customer service email is zenithdirect@zenithbank.com.
Frequently asked questions
- What are the Zenith Bank transfer codes?
- *966*Amount*AccountNumber#, dialled from the phone number registered with Zenith.
- What is the Zenith Bank transfer code to other banks?
- The same code, *966*Amount*AccountNumber#. Zenith doesn't use a separate code for other banks.
- What is the Zenith Bank USSD code for transfer?
- *966#. The full transfer string is *966*Amount*AccountNumber#.
- How do I check my Zenith balance?
- Dial *966*00# and follow the prompts.
- How do I block my Zenith account without the app?
- Call Zenith's voice banking line, 0201-278-7000, from your registered number and choose to restrict your account or block your card. We haven't confirmed a USSD block shortcut from Zenith.