Union Bank USSD code *826# and transfer to other banks
The Union Bank USSD code is *826#. To transfer to another bank, dial *826*2*Amount*AccountNumber#. For a Union Bank account, use *826*1*Amount*AccountNumber#. Check your balance with *826*4#. The only difference between the two transfer codes is the digit after 826.
*826#DialVerified 12 Oct 2026Official source
All Union Bank codes
| Action | Code | Notes |
|---|---|---|
| Airtime | *826*Amount# | Airtime for yourself. For others: *826*Amount*PhoneNumber#. |
| Balance | *826*4# | Check balance |
| Block account | *826*6# | Block account from your own number. From another phone: *826*6*YourMobileNumber#. |
| Block card | *826*21# | Block or unblock card |
| Data | *826*9# | Buy data |
| Loan | *826*41# | UnionKash loan |
| Transfer | *826*2*Amount*AccountNumber# | Transfer to other banks. Option 2 is the inter-bank route. |
| Transfer | *826*1*Amount*AccountNumber# | Transfer to Union Bank |
- Action
- Airtime
- Code
- *826*Amount#
- Notes
- Airtime for yourself. For others: *826*Amount*PhoneNumber#.
- Action
- Balance
- Code
- *826*4#
- Notes
- Check balance
- Action
- Block account
- Code
- *826*6#
- Notes
- Block account from your own number. From another phone: *826*6*YourMobileNumber#.
- Action
- Block card
- Code
- *826*21#
- Notes
- Block or unblock card
- Action
- Data
- Code
- *826*9#
- Notes
- Buy data
- Action
- Loan
- Code
- *826*41#
- Notes
- UnionKash loan
- Action
- Transfer
- Code
- *826*2*Amount*AccountNumber#
- Notes
- Transfer to other banks. Option 2 is the inter-bank route.
- Action
- Transfer
- Code
- *826*1*Amount*AccountNumber#
- Notes
- Transfer to Union Bank
Union Bank transfer code to other banks
Most people looking up Union Bank codes want this one: *826*2*Amount*AccountNumber#. The 2 means another bank; a 1 in the same place keeps the transfer inside Union Bank. Mixing them up is the most common reason a Union Bank USSD transfer fails to find the recipient.
Type the amount without commas or the naira sign, and check the recipient name shown before entering your PIN.
Online transfers to another account
If you have data, UnionMobile and UnionOnline both send money to other accounts and show your full history, which USSD doesn't. *826# is the fallback when you don't have data.
Blocking your account from another phone
Union Bank has two block codes. *826*6# blocks your account from your own phone. If the phone was stolen, dial *826*6*YourMobileNumber# from any other phone. Cards are managed separately on *826*21#.
Balance check
*826*4# shows your balance. Union Bank lists its WhatsApp service among its channels, but we haven't confirmed the WhatsApp number from an official Union Bank page, so we don't publish it here. Use *826*4# or the app instead.
Frequently asked questions
- What is the Union Bank transfer code to other banks?
- *826*2*Amount*AccountNumber#.
- What is the code to transfer from Union Bank to another bank?
- Dial *826*2*Amount*AccountNumber#. Use *826*1* instead for another Union Bank account.
- How do I make a Union Bank online transfer to another account?
- Use the UnionMobile app or UnionOnline. Without data, use *826*2*Amount*AccountNumber#.
- What is the Union Bank WhatsApp number for a balance check?
- We haven't confirmed it from an official Union Bank source. To check your balance without data, dial *826*4#.
- How do I block my Union Bank account?
- Dial *826*6# from your phone, or *826*6*YourMobileNumber# from another phone.