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FCMB USSD code *329#

The FCMB USSD code is *329#. Dial it to buy airtime, transfer money and get a loan without data. For FCMB's FastCash instant loan, dial *329*11#. You can also open an FCMB Easy Account on *329# with just your phone number, with no BVN and no branch visit.

*329#Dial

Verified 12 Oct 2026Official source

All FCMB codes

  • Action
    Loan
    Code
    *329*11#
    Notes
    FastCash instant loan. FCMB customers only.

Opening an FCMB Easy Account on *329#

FCMB's Easy Account is the part of *329# that stands out. FCMB says you can open it with only your phone number, without visiting a branch, filling in forms or providing a BVN. It's aimed at people who don't have a bank account yet, and it's why many first-time users dial *329#.

FastCash loan: *329*11#

*329*11# applies for FastCash, FCMB's collateral-free loan. On its FastCash page FCMB says new customers get 30-day terms, and anyone new to FCMB must hold an account for at least three months before qualifying. Figures for the maximum loan differ between FCMB's pages (₦200,000 and ₦400,000), so check the amount offered when you apply.

Transfer and balance

FCMB's own site confirms that *329# handles transfers and airtime, but doesn't publish the individual shortcut strings. The lists on other sites vary, so we only show the root code until FCMB confirms the shortcuts. For anything that won't work on USSD, FCMB's chat assistant Temi can check your balance and raise your limit.

FCMB sort code and SWIFT code

Sort codes identify a specific branch, and FCMB has many. We haven't yet verified FCMB's branch sort codes or SWIFT code against an official FCMB source, so we don't list them here. Your own branch's sort code is printed on your cheque book and can be confirmed with FCMB customer care.

Frequently asked questions

What is the FCMB bank sort code?
Each FCMB branch has its own sort code. We haven't verified them yet; check your cheque book or ask FCMB.
Where do I find the FCMB sort code in Nigeria?
It's printed on your cheque book and FCMB customer care can confirm it. We'll list branch codes once they're verified.
What is the FCMB SWIFT code in Nigeria?
We haven't confirmed FCMB's SWIFT code from an official FCMB source yet, so we don't publish it. Ask your branch before receiving an international transfer.
What is the FCMB USSD code for a loan?
Dial *329*11# to apply for a FastCash loan.
Can I open an FCMB account with *329#?
Yes. FCMB's Easy Account opens on *329# with just your phone number, without a BVN.